We help successful families and business owners coordinate sophisticated tax, estate, investment, business and charitable strategies around one objective: preserving more of what you've built for the people and purposes that matter.
Our ApproachTax decisions affect investments.
Business decisions affect estate planning.
Estate decisions affect family.
Charitable decisions affect taxes.
Protect and preserve capital through intelligent tax and wealth strategies.
Bring the family's professional advisors and financial decisions into alignment.
Create deliberate strategies for transferring wealth to family, future generations and other beneficiaries.
Use wealth intentionally to support charitable, personal and legacy objectives.
Wealth has only a few destinations: lifestyle, family, taxes, charity and legacy. Smart Stewardship helps families make deliberate decisions about how wealth is preserved, deployed, transferred and ultimately used.
A review of how your business and real estate holdings treat tangible property for tax purposes. Where accounting methods can be changed under the tangible property regulations, owners may accelerate deductions and improve cash flow without amending prior returns.
Discuss with Rich →Many owners are effectively self-insured for the risks the commercial market will not cover. This strategy lets a profitable business fund coverage for those exposures with deductible premiums, then participate in the underwriting results when claims are favorable.
Request the overview →For owners of professional practices and multi-entity businesses, an MSO can separate operations from ownership, clarify how value is created, and shape a more deliberate path to growth, succession or exit.
Discuss with Rich →A well-designed retirement plan serves the owner, the team and the tax return at once. We design plans for contribution capacity and reduce the fiduciary exposure that sits personally with the business owner.
Discuss with Rich →With the family and its business at the center, Smart Stewardship acts as strategic coordinator, helping each discipline work toward the same objectives. It is the operating model of a family office, without needing one.
Rich VanderSande is a graduate of Northwestern University (economics) and a 30-year veteran of the financial services industry. He has been a participating member of several national organizations, including the National Association of Family Wealth Counselors, Kingdom Advisors and the Legacy Wealth Coach Network.
Rich resides on the Gulf Coast of Florida with his wife and son. They enjoy traveling and playing sports of any kind. The VanderSandes actively support several ministry organizations, including Biblica, Orbis and their local church.
Evan helps individuals and families make thoughtful financial decisions rooted in what matters most to them. He approaches financial planning with curiosity, care and a commitment to helping clients steward their resources wisely for the future.
Evan earned a bachelor's degree in interdisciplinary studies from the University of Central Florida, combining coursework in commerce, behavioral and social sciences, and legal studies. Outside of work, he enjoys traveling, golfing and being involved in his faith community.
Conversations begin with listening. Tell us about your business, your family and the decisions in front of you, and we will tell you plainly whether we can help.
